Read our Manufacturing / Engineering case studies below.

Prior to forming Money and Me Solicitors Ltd (MMS) in 2020, Money and Me Claims Ltd (MMC) was founded by David Miller in 2009 and has since enjoyed an enviable track record in the pension claims sector, thanks to a success rate consistently above 95% for claims referred to the Financial Services Compensation Scheme and above 80% for claims referred to the Financial Ombudsmen Service.

Money and Me Solicitors Ltd (MMS) was formed as a result of David Miller joining forces with Damian Allison, who, having qualified as a Litigation Lawyer in 1994, brings a wealth of legal experience to the team. Building on the success and experience of David and Damian, Money and Me Solicitors aims to achieve similar, if not better results for its clients.

Below are just two, Manufacturing and Engineering case studies taken from thousands of successful cases that David and his team won with MMC.

Client 1.

In March 2013, with promises of better financial returns, Mrs Fletcher acted on, what has now been proven to be unsuitable advice, and transferred her BMW (UK) Operations Pension Scheme into a Self-Invested Personal Pension (SIPP) arrangement. The amount transferred was £43,642, which represented full encashment of her BMW Scheme.

The money was transferred into a bank account incorporated within the SIPP, and from this, after paying various fees, Mrs Fletcher invested £40,000 into Dolphin Capital.

MMC were appointed at the end of June 2020. In October 2021, MMC established that had Mrs Fletcher remained in the BMW Scheme, the equivalent ‘hypothetical value’ of that pension would have been £217,776.74. Taking this figure, fees paid, and the overall value of her Self Invested Personal Pension (SIPP) into account, it was confirmed that she had suffered an actual loss of £218,135.94. 

On 18th October 2021, the Financial Services Compensation Scheme (FSCS) awarded Mrs Fletcher £50,000 in compensation for the losses she had suffered relating to the unsuitable financial advice she had received.  At the time, this was the maximum payment she was entitled to receive under the FSCS rules. In addition to this, she was also awarded £40,349.62 in compensation for the failures of her SIPP provider relating to the investment into Dolphin Capital.

Client Testimonial: The whole process was pain free, even when certain third parties were not ‘playing ball’ Rita was pivotal to progressing my case efficiently. Having received two successful pay-outs and being treated professionally throughout, I would have no hesitation in recommending Money and Me. With a few financial commitments on the horizon, the timing of the compensation could not have been better! Thanks to all the team, particularly Rita.

Mrs M Fletcher.


Client 2.

In September 2015, with promises of more flexibility and better financial returns, Mr Gingell acted on, what has now been proven to be unsuitable advice, and transferred his Hemmings Group Limited Pension Scheme into a Self-Invested Personal Pension (SIPP) arrangement. The amount transferred was £424,004, which represented full encashment of his Hemmings Group Scheme.

The money was transferred into a bank account incorporated within the SIPP, and from this, after taking ‘tax free cash’ of £105,403.50 and paying various fees, Mr Gingell invested £310,000 into the following investments:

  • ABC High Net Worth Corporate Bond (£37,000)
  • Eco Parks V1 Corporate Bond (£43,000)
  • Enviroparks V Corporate Bond (£60,000)
  • Olmsted V Corporate Bond (£30,000)
  • Uavend Compound Corporate Bond – 7% per annum (£70,000)
  • Waterside Villages Corporate Bond (£70,000)

Prompted by the possible failure of one of his investments, Mr Gingell appointed MMC in February 2019. In June 2020, MMC established that had Mr Gingell remained in the Hemmings Group Scheme, the equivalent ‘hypothetical value’ of that pension would have been £864,468,72. Taking this figure, the tax-free cash taken, fees paid, and the total failure of the ABC High Net Worth Corporate Bond into account, it was INITIALLY confirmed that Mr Gingell had suffered a loss of £458,723.09.

On 17th June 2020, the Financial Services Compensation Scheme (FSCS) awarded Mr Gingell £85,000 in compensation for the losses she had suffered relating to the unsuitable financial advice received.  At the time, this was the maximum payment he was entitled to receive under the FSCS rules.

Following MMC conducting a review of his situation, Mr Gingell again appointed MMC in July 2020 to investigate whether further compensation could be pursued.

On 27th October 2021, Mr Gingell was awarded a further £85,000 for the failures of his SIPP provider in relation to the investments made.

However, despite taking tax free cash, holding cash and investments within his SIPP, and receiving two successful (maximum) claims for compensation, as of the end of October 2021, Mr Gingell remained £461,640.94 short of the value his Hemmings Group Pension Scheme would have provided. 

The compensation payments do not have any effect on Mr Gingells current pension arrangements.    


Please note that successful outcomes are not guaranteed.

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Some of the pension providers we have successfully claimed against on behalf of our clients.


Money and Me Solicitors Limited is Authorised And Regulated By The Solicitors Regulation Authority as a Licensed Body Alternative Business Structure (ABS) under Licence Number: 670274.

Registered office: Money And Me Solicitors Limited, Unit 7 Olympic Park, Olympic Way, Warrington, Cheshire, England, WA2 0YL

Money and Me Solicitors is a trading name of Money and Me Solicitors Limited, a Company incorporated in England And Wales Under the Companies Act 2006 and under Registered Number 12552029. We are also Registered with the Information Commissioners Office for the purposes of Data Protection Legislation.